Robert Personal Finance
Chartered Accountant (ACCA) · 13+ years in finance across Germany, New Zealand & the Gulf. Free tools for English speakers investing in Germany & the EU.
Start hereGermany Money Map
A two-minute quiz for English speakers: get your personalised first-money-steps checklist for Germany.
→ Free downloadRobert's Budget Planner
The NEEDS / WANTS / KEEP spreadsheet I use myself — savings rate, 50/30/20 check, emergency-fund runway.
→ Live demoDepot‑Check
Tap what you own, see what's hiding twice in your portfolio — overlaps, fees, US concentration.
→ Live demoDepot‑Radar
Your portfolio's week in one calm email — build your personal sample mail in 10 seconds.
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Calculator
Retirement (€)
What your savings plan really builds — in today's money.
CalculatorEmergency fund
How many months could you survive? Know your runway.
Deutschland Finance & Tax Quiz
6 questions · how well do you know the German rules?
General education, not tax advice. Figures reflect the 2025 rules and can change.