Robert Personal Finance
Chartered Accountant (ACCA) · 13+ years in finance across Germany, New Zealand & the Gulf. Free tools for English speakers investing in Germany & the EU.
Start hereGermany Money Map
New to Germany? Get your personalised first-money-steps checklist — in two minutes, in English.
→ Free downloadRobert's Budget Planner
The NEEDS / WANTS / KEEP spreadsheet I use myself — savings rate, 50/30/20 check, emergency-fund runway.
→ Live demoStock Overlap Check
Tap what you own, see what's hiding twice in your portfolio — overlaps, fees, US concentration.
→Deutschland Finance & Tax Quiz
6 questions · how well do you know the German rules?
General education, not tax advice. Figures reflect the 2025 rules and can change.